Plan Smart. Invest Strategically. Retire Early.

Your property portfolio isn’t just a list of homes — it’s the foundation of your wealth, legacy, and freedom.

At David & Audrie Properties, our Portfolio Planning service helps you take control of your financial future by mapping out a clear, step-by-step strategy for property investment — tailored to your income, life stage, and retirement goals.

🔍 What We Do in Portfolio Planning:

✅ Evaluate Your Current Property Position

We start by understanding your assets, CPF usage, loan obligations, and cash flow — identifying where you are today and what’s working (or not).

✅ Unlock Equity & Spot Opportunities

We’ll help you uncover untapped potential — whether it’s restructuring your current loan, upgrading to a better-performing asset, or right-sizing.

✅ Build a Long-Term Roadmap with Our W.A.T.E.R Framework

Using our Wealth Accumulation Towards Early Retirement (W.A.T.E.R) concept, we design a portfolio roadmap that aligns with your retirement goals and lifestyle needs.

✅ Run the Numbers, Not Just the Dream

We cover your TDSR, rental yield, cash flow, and exit timeline — so your portfolio grows safely and sustainably.

✅ Plan for Exit, Retirement, & Legacy

A strong portfolio includes knowing when to exit, how to reinvest, and how to pass it on. We plan for all of that — with you.

💡 Why Portfolio Planning Matters

Many property owners make ad-hoc decisions without a strategy — leading to underperforming assets and missed opportunities.

But with proper planning, your property can become a wealth-building engine — fuelling early retirement, passive income, and even generational wealth.

We’ve helped more than 50 couples and families restructure their portfolios and move closer to their dream retirement.